Broker Check

Freezing Your Credit Reports

Protect Your Credit With a Security Freeze

Those seeking to gain use of your personal information are doing so with more stealth and expertise every day. An easy and effective way to protect criminals from accessing loans or other forms of credit in your name is to initiate a credit freeze, also known as a security freeze. This essentially seals your credit history, preventing anyone from initiating a credit check with the intent of applying for a mortgage or other line of credit in your name.


It is important to note that a credit freeze does not impact the use of your credit cards. Even with a credit freeze in place, you are free to use your credit cards (and thieves are as well, so call to place a hold on your card immediately should it be stolen).

Initiating a credit freeze takes about ten minutes of your time and could save you from significant harm. Simply click on the links below and follow the steps to place a freeze at each of the four credit companies.