We know some of your neighbors put up their holiday decorations this weekend... (wait...are you that neighbor?!?)
-and-
We may or may not (but probably most certainly do) have Christmas music playing at the office.
-which means-
That list of friends and family to buy for is quickly making its way into your early morning stress dreams. Don’t panic. We have some helpful tips for you to take control of your holiday spending.
- Make a list and check it twice. If it’s not on your list, don’t buy it! It‘s easy to get pulled into buying more because it‘s on sale but even those sale items quickly add up. And with interest rates on the rise, you don‘t want to be ushering in the new year with credit card debt
- Make a trip to your local discount store for things like cards, wrapping paper and bows. You can buy much more for much less.
- Don’t discount the value of homemade gifts! And, don’t forget that it is ok to say no to some requests. Happy shopping!